TRUCK FINANCE

Truck Financing | Eco-R Malaysia

Flexible Financing Solutions for Your Commercial Vehicle Needs

We understand that acquiring the right commercial vehicle is a significant investment. To support your business growth, we offer a variety of financing solutions tailored to your needs.

Unlock the best financing options for your truck and lorry with us! Use our easy-to-use Financing Calculator to discover the most competitive rates customized to your needs. Whether you’re purchasing a new truck or refinancing, our application process is quick, straightforward, and designed to help you secure the best deal possible. Apply today and drive away with the perfect financing solution!

We Provide

What Our Financing Solutions Offer

Hire Purchase

Spread the cost of your vehicle over manageable monthly payments. Ownership transfers to you at the end of the term.

Leasing

Utilize the vehicle for a predetermined period with the option to purchase at the end of the lease term.

Balloon Financing

Lower monthly payments with a lump sum payment due at the end of the loan term.

Islamic Financing

Shariah-compliant financing options available.

We're The best

Why Choose Eco-R Malaysia for Your Truck Financing?

Competitive Rates

Access to attractive interest rates tailored to your financial situation.

Flexible Terms

Our loan tenures ranging from 3 to 7 years to suit your cash flow.

Quick Approval

Streamlined application process with fast
approval times.

Expert Guidance

Our experienced team provides personalized advice to help you choose the best financing option.

What are the Step?

How to Apply

Applying for truck financing with Eco-R Malaysia is straightforward:

Select Your Vehicle

Browse our inventory of new, used, and rebuilt trucks.

Choose a Financing Option

Discuss with our team to select the best financing plan for your business.

Submit Required Documents

Provide necessary documents such as business registration, financial statements, and identification.

Approval & Disbursement

Upon approval, funds are disbursed, and you can proceed with your vehicle purchase.

We Provide

Truck Finance Calculator

To assist you in planning your purchase, we offer a truck finance calculator. Input the vehicle price, down payment, loan tenure, and interest rate to estimate your monthly payments.

Calculator Information

The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.

Certified Quality & After-Sales Support – We ensure manufacturer-certified trucks, full servicing, and commercial vehicle loan assistance to help businesses expand effortlessly.

Note: The calculator provides estimates and may not reflect actual loan terms. Final terms are subject to approval.

How It Work?

Calculator Assumptions

Length of Month

All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.

Number of Weeks or Fortnights in a Year

One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.

Amount of Interest Saved

This amount can only be approximated from the amount of time saved and based on the original loan details.

Rounding of Time Saved

The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.

Rounding of the Amount of Each Repayment

In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.

Calculator Disclaimer

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.

Let's Calculate

Loan Repayment Calculator

Truck Finance

RM
RM

**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.

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